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Disable Paywave

Posted by Talbs Talbs
Message 1 of 4 209 Views

Chat isn't available at present so I'm asking here.

 

I would like to disable paywave or whatever Bankwest calls it.

I have been able to do that on my Commonwealth Bank Visa card but can't see anywhere to do it with the Bankwest Mastercard.

 

There have been a number of times where the card has been detected by a terminal before I have deliberately used it and I have had to cancel a transaction.

 

Once the terminal at a Petrol Station wanted me to pay for someone elses fuel, I heard the beep and the operator was able to cancel it.

 

I don't trust the function.

 

My alternative is to not use the card or punch out the rfid module.

 

Thanks

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Re: Disable Paywave

Posted by LyndsC LyndsC
Message 2 of 4 209 Views

Hi @Talbs, thanks for your question in regards to this. Contactless payments are a permanent feature of your Mastercard credit card and cannot be turned off, however you can choose not to complete a contactless transaction by swiping or inserting your card instead. Your card cannot be accidentally charged by walking past a contactless reader, as your Mastercard has to touch the reader in order to work.

You can learn more here about how contactless payments work. Thanks!

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Re: Disable Paywave

Posted by Talbs Talbs
Message 3 of 4 201 Views

Thanks for your reply.

I am interested in what you said about having to touch the reader because I have had an instance when using a Comm Bank Visa card where I hadn't touched the reader and it registered.

 

I thought I had the same thing occur with the Mastercard so I will see what happens next time.

I just read the Bankwest article on how it works, probably should have found that first :-)

 

Could swiping or inserting the card be regarded as touching (did it detect the chip first) or does it have to be in a certain location on the reader?

 

Cheers

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Re: Disable Paywave

Posted by LyndsC LyndsC
Message 4 of 4 187 Views

Hi @Talbs, the card should generally need to be directly above the reader, however the exact distance will differ depending on the reader itself and not the card. However a reader should  not pick up a transaction as PayPass if you are swiping or inserting your card.

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