on 20-01-2016 04:26 PM
21-01-2016 10:10 AM - edited 21-01-2016 10:11 AM
Hi @cgm, you're really testing my knowledge here its great! I've spoken with our credit risk team and been advised that there are a few things to consider when thinking about credit limits. Bankwest will sometimes have what we call a 'shadow limit' which is a limit we will increase your credit card with no credit check needed. To find out if you have one of these you can call us on 13 17 19 or speak with one of our specialists.
If a customer requests a credit limit increase when there is no 'shadow limit' available or need more then what the shadow limit allows a new credit check will be done. I hope that makes sense
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21-01-2016 04:36 PM - edited 21-01-2016 04:36 PM
on 21-01-2016 06:36 PM
on 21-01-2016 06:40 PM
21-01-2016 06:55 PM - edited 21-01-2016 06:56 PM
on 22-01-2016 08:40 AM