on 17-07-2018 08:53 PM
Anyone got any advice
i have all but paid my home loan off it kept a minimal amount left in order to have access to money if I wanted it - paid off 10 years early
i now want to buy an item for $70,000 does anyone know if I can just draw on the home loan or do I have to go to the bank to get a personal loan ?
on 18-07-2018 11:30 AM
Hi @Harriet23au, thanks for reaching out.
If you have funds showing as available "surplus" in your home loan account, you will generally be able to access these at any time. It is just important to ensure you're aware of any impact this will have on the interest charged, so you may want to have a chat to our Contact Centre first, who can help you further with this.
They're available by calling 13 17 19, or by logging into your Online Banking and selecting "Ask Us" via the mobile app menu, or "Message us Now" from a PC. For your convenience, you can reach them at any time, 24-7.
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