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Kckckckckc90
Kckckckckc90
New Member

Online loan application = contract?
Posted by Kckckckckc90 Kckckckckc90

on ‎20-09-2016 10:32 PM

Message 1 of 2 1,693 Views
If i submit a loan application online and it gets approved. Does that mean im locked in? Or can i decide after i get my application results if i want to go ahead or not?
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LyndsC
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Re: Online loan application = contract?
Posted by LyndsC LyndsC

on ‎21-09-2016 12:31 PM

Message 2 of 2 1,691 Views

Hi @Kckckckckc90, you can certainly decide to cancel a home loan application if you wish, as the contracts aren't issued immediately. However please keep in mind that when you apply for a home loan, or any other lending product online, we will do a credit check and this will show as an enquiry on your credit file, so it may be best to speak with us over the phone first to discuss your options, before submitting an application online. Thanks!

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© 2019 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.
Bankwest SWIFT code: BKWAAU6P
© 2019 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.