on 02-02-2017 12:08 PM
I know that by using a credit card and paying it off regulary will create a good credit rating (not that there is a good rating but just the absence of a bad one). But if I deposit money on a credit card and only use the deposited funds (not the actual credit funds available), will I still get a good credit rating for the card ?
on 06-02-2017 01:20 PM
Hi @VanWallsing, thanks for your question! There are a lot of factors that are involved with credit ratings in Australia and they're not decided/created by Bankwest so I'll link you to this site instead which helps to explain it in a fair bit of detail. Let me know how you go.
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