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money withdrawal while overseas - japan and usa

Posted by ozzie ozzie
Message 1 of 2 316 Views

Hi,

 

Looking at taking out money from an ATM while in Japan and the USA (Hawaii)

Anyone know if there are preferred banks in any of these two countries while considering the lowest (hidden) fees?

Using a Bankwest Platinum Master Card

Any feedback appreciated

 

it is my understanding that the bankwest ATM fees + foreign transaction fees are waived on a Platinum card?

Could there still be local transaction/ATM fees and if so, how much? ??

 

Is it true that a cash advance fee (2% or $4)  and immediate cash advance interest charged on the card is not applicable if I pre-load my credit card?

 

Thanks in advance for any feedback

Kind regards

Ozzie

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Re: money withdrawal while overseas - japan and usa

Posted by LyndsC LyndsC
Message 2 of 2 311 Views

Hi @ozzie, we don't have any affiliate or preferred banks outside of Australia, and your card should work anywhere that displays the Mastercard symbol. While there are no foreign transaction fees or overseas ATM fees charged by Bankwest to use an overseas ATM, you may be charged by the bank who owns the ATM.

In regards to Cash Advance fee, if the card is in credit of your own money, the fee would be a fixed $2 fee, however if you do go into the credit limit it would be 4% of the amount you withdraw.

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