on 10-11-2016 07:09 PM
Looking at taking out money from an ATM while in Japan and the USA (Hawaii)
Anyone know if there are preferred banks in any of these two countries while considering the lowest (hidden) fees?
Using a Bankwest Platinum Master Card
Any feedback appreciated
it is my understanding that the bankwest ATM fees + foreign transaction fees are waived on a Platinum card?
Could there still be local transaction/ATM fees and if so, how much? ??
Is it true that a cash advance fee (2% or $4) and immediate cash advance interest charged on the card is not applicable if I pre-load my credit card?
Thanks in advance for any feedback
on 11-11-2016 11:53 AM
Hi @ozzie, we don't have any affiliate or preferred banks outside of Australia, and your card should work anywhere that displays the Mastercard symbol. While there are no foreign transaction fees or overseas ATM fees charged by Bankwest to use an overseas ATM, you may be charged by the bank who owns the ATM.
In regards to Cash Advance fee, if the card is in credit of your own money, the fee would be a fixed $2 fee, however if you do go into the credit limit it would be 4% of the amount you withdraw.