on 21-08-2016 12:37 PM
If I load my credit card with my own money will I still be charged a cash withdrawal fee while overseas and if so how much?
22-08-2016 02:04 PM - edited 22-08-2016 02:04 PM
There are a few fees to consider when using your card overseas. Firstly the Foreign Transaction Fee which is 2.95% of the transaction amount which applies to each transaction occurring outside of Australia and is waived for all Bankwest Platinum MasterCard credit card holders. There is also the Overseas ATM Fee which applies to each cash withdrawal, balance enquiry and declined transaction using a Debit MasterCard or MasterCard Credit Card. In regads to using a credit card to withdraw cash there is a Cash Advance Fees which apply to cash withdrawals from your credit card. This will be $4, providing the account is still in a positive balance (if you even go 1cent into the credit limit then there may be other charges to consider)
on 23-08-2016 08:05 AM