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Travel insurance coverage for cardholder

Posted by Intorox Intorox
Message 1 of 5 1,050 Views
Hi
I share a MasterCard platinum account with my daughter. I am the primary cardholder and she is also a cardholder. She is travelling overseas and I purchased her airline ticket on this credit card account with my card not hers. She is travelling on her own and not with me. We assume she is covered by the complimentary travel insurance based on the fact that the cards are from the same account but i would like confirmation.
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Re: Travel insurance coverage for cardholder

Posted by LyndsC LyndsC
Message 2 of 5 1,046 Views

HI @Intorox, as long as your daughter is an additional cardholder to the account, and she has spent at least $500 AUD on prepaid travel expenses using the card she would be covered. I hope this helps answer you question Smiley Happy

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Re: Travel insurance coverage for cardholder

Posted by Intorox Intorox
Message 3 of 5 1,042 Views
Thanks Lynds

Perhaps further clarification is necessary. Not sure if we've paid for more than $500 on her card or mine for the same credit account but we have definitely spent more than this on that credit card account. Does the card which we have used matter?

Also can you provide the Allianz travel insurance policy as this needs to be stated upon arrival in some countries.
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Re: Travel insurance coverage for cardholder

Posted by LyndsC LyndsC
Message 4 of 5 1,040 Views

You're welcome @Intorox.

 

The terms and conditions state that to be eligible to recieve this international travel insurance the cardholder or additional cardholder must pay for $500 (AUD) of their prepaid travel expensed by one (or a combination) of the
following methods:


• by charging to their eligible credit card account;
and/or
• by redeeming their Bankwest More Rewards
points (excluding any points redeemed for Frequent
Flyer programs); and/or
• by paying with redeemable travel agency flight
vouchers that were obtained by converting their
Bankwest More Rewards points.

 

So as long as they are charged to the same account it should be covered.

 

In regards to obtaining a copy ofthe policy, you'll need to speak with Allianz, as it is provided by them. You can call them on 1800 785 918. It's also a good idea to print out the Complimentary Credit Card Insurance booklet and have it with you while you're travelling as it has all the numbers you may need, and helpfull information on how to claim.

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Re: Travel insurance coverage for cardholder

Posted by cgm cgm
Message 5 of 5 977 Views

It would be great to hear about your experience using the travel insurance perk @Intorox!  Add a post here and share what happened. Smiley LOL

 

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