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Travel - Making large payments

Posted by Biggles Biggles
Message 1 of 4 664 Views

Hi,

I'm heading overseas in a few months on a sports tour, and while I'm away I'll be acting as the team's Treasurer.  This means I need to pay all the Hotel bills and other travelling costs.  I need to make sure that I don't run into problems with a daily spend limit, and also I want to avoid any extra fees.  Can I load up my Bankwest Platinum Card with a positive balance and withdraw from that?

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Re: Travel - Making large payments

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Posted by LyndsC LyndsC
Message 2 of 4 652 Views

Hi @Biggles, thanks for your question!

You can certainly load up your card with a positive balance, however if you're intending on withdrawing funds while overseas as cash, this may incur an Overseas ATM fee ($5) and also a Cash Advance Fee (this will be $4, providing the account is still in a positive balance.)

In regards to a spend limit, this wouldn't apply when using the card to make purchases or pay for services, however there would be an AUD $1500 withdrawal limit per day if using ATMs.

By using a Platinum MasterCard Credit Card you would however avoid any foreign transaction fees, as these are waived for this type of card.

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Re: Travel - Making large payments

Posted by Biggles Biggles
Message 3 of 4 649 Views

Sounds good.  So as long as the trader that I'm dealing with accepts Credit Card, I should be fine?  I don't intend on withdrawing cash

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Re: Travel - Making large payments

Posted by LyndsC LyndsC
Message 4 of 4 644 Views

Yes, that's right @Biggles as long as they accept MasterCard, you should be fine Smiley Happy

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