19-11-2016 10:15 PM - edited 19-11-2016 10:24 PM
Selling a few things on facebook and was approached by a buyer from Canada. These are small objects so I'll be sending through a letter $15 worth. I don't have a paypal so usually I accept direct deposits. However the buyer states they need my email linked to my bank account. Supposedly the canadian banks involve them sending me a email and I then unlock the money with a code they send me? Is this actually how it is done? It was mentioned that it involved a 'etransfer' and is rather different then just giving my BSB and account number with direct deposits in australia? Is this a scam? The person seems genuine (even offered to send a $15 in canadian notes through posting~ but I can't do anything with that?) What was the best method to do this? Buyer said they really wanted the items and were open to other methods.They said they can send the money first before posting the goods. Anyone who has received payments like such: Help is greatly apprecaited!
So in summary: Is this safe/scam? How the process works? Will it actually work? How does this change with exchange rates? Any taxes/hidden fees on my behalf?
on 21-11-2016 01:20 PM
Hi @Need_a_username, I haven't heard of an overseas bank needing your email address before, generally you would just need to provide your BSB, account number and the Bankwest SWIFT code (BKWAAU6P). There is an inward payment fee of $10 to accept an international transfer into your Bankwest account.