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sskset
sskset
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How to take out the extra money from credit card without paying CASH ADVANCE FEE?
Posted by sskset sskset

on ‎19-08-2016 12:27 PM

Message 1 of 2 1,653 Views

Hi,

 

I did some online purchase days ago by using the credit card but the seller returned back my money due to stock shortage to my credit card account. Now I have extra money in the credit card account after repaying back all the owning money. 

 

The thing is how can I transfer that extra money back to my normal everyday banking account - the other debit card account of bankwest without the expensive cash advance fee?

 

 

Cheers!!!

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LyndsC
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Re: How to take out the extra money from credit card without paying CASH ADVANCE FEE?
Posted by LyndsC LyndsC

on ‎19-08-2016 02:01 PM

Message 2 of 2 1,652 Views

Hi @sskset, if you transfer the funds via online banking, and are only transferring the excess funds (so not going into the credit limit at all), there would be no fee charged. However if you do go into the credit limit you would be charged a cash advance fee of 2% of the amount you withdraw or $4 (whichever is greater).

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking
© 2018 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.
Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking
© 2018 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.