on 16-01-2018 08:57 PM
To get a Bank cheque you must have the funds available, I would assume that the details of the cheque,number amount and payee name would be loaded on to a computer when issued, so why is there a dely in allocating the funds to my account.
More so when the bank cheque has come from a Bankwest account and branch in the metro area and went into a Bankwest account 2 hours later also in the metro area.
No foriegn currency involved and the same bank yet still more than 3 days.
Is this the banks way of making money by short term investments or some other banking practice which has not made it into 21st century better banking.
on 17-01-2018 04:03 PM
Hi @manatj, as bank cheques are written in store, we need to confirm with the store that wrote the cheque that the funds are available and that the cheque has not been cancelled. As we are reliant on that store, we do need to provide time for them to respond, which is why the 3 business days clearance are required.
2 weeks ago
I partially work at a patrol station and an internee in a local firm.
i have been given a cheque book from my bank and i want to customize it
I have been refered by a friend about Carousel promo codes, stating that they have nice ideas and having many discount coupons etc.
Would it be okay for an internee and a worker at station to keep such a customized cheque book?