on 14-11-2017 07:13 PM
I’m on maternity leave and recently applied for a credit card. I was told because I was on maternity leave I would need to get my employer to write a letter guaranteeing I would return to work. I feel this is inappropriate because my workplace cannot provide such guarantees and it suggests Bankwest feels once women have a baby they are financial risks. Are men asked for documentation that they will be gainfully employed in 9 months time? Would there employers sign off that they will not be fired within the next 9 months. Such suggestions are ludicrous as these guarantees cannot be made. I have been a loyal customer of Bankwest for many years but have always used other institutions for my credit cards. Is this standard industry practise and why is such discrimination acceptable?
on 14-11-2017 03:24 PM
I'm sorry you feel this way @Tamaraleahy, However, I can assure you that we are not discriminating against women who have children in any way. Under responsible lending guidelines we have a duty of care to ensure that anyone we lend funds to are able to service this lending with an ongoing income. The same requirement would be needed from anyone applying for a lending product while on any kind of extended leave from their current employment.
Was this helpful? Then give it 'Kudos'!
If your question was answered, select 'Accept as Solution' to make it easier for others to find.