on 26-10-2016 10:26 AM
Just applied online for Bankwest Qantas Platinum MasterCard. Completed the multiple forms to find I was only offered a $5k limit and therefore not the Platinum card.
I exited the application, assuming I'd made a mistake, only to find my subsequent attempt has been declined.
Why such a low credit offer and why the subsequent decline ? I have no debts, cash in the bank in excess of $660,000 and a full time job !
on 26-10-2016 12:02 PM
Hi @Haggis, each time you apply online a credit enquiry is processed, so if you exited one application and tried again straight away this is likely why the second one was declined. If you think you have made a mistake on your initial application, it is best to give us a call on 13 17 19 and discuss what you entered and amend any mistakes you have made, rather than submitting multiple applications.