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Low credit limit offered then application declined

Posted by Haggis Haggis
Message 1 of 2 1,871 Views

Just applied online for Bankwest Qantas Platinum MasterCard. Completed the multiple forms to find I was only offered a $5k limit and therefore not the Platinum card. 


I exited the application, assuming I'd made a mistake, only to find my subsequent attempt has been declined. 


Why such a low credit offer and why the subsequent decline ? I have no debts, cash in the bank in excess of $660,000 and a full time job !

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Re: Low credit limit offered then application declined

Posted by LyndsC LyndsC
Message 2 of 2 1,868 Views

Hi @Haggis, each time you apply online a credit enquiry is processed, so if you exited one application and tried again straight away this is likely why the second one was declined. If you think you have made a mistake on your initial application, it is best to give us a call on 13 17 19 and discuss what you entered and amend any mistakes you have made, rather than submitting multiple applications.

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