a month ago
I'm looking to cancel my existing non-bankwest credit card and get one as part of my existing home loan package - I'm married and was wondering for the expenses section am I meant to put our combined expenses or just half?
On the one hand it asks for partners income so would think total expenses, but ultimately the credit card is an application in my name so I'd imagine it only looks at my income and should therefore only look at my portion of the expenses in making the assessment - don't want to get it wrong!
Likewise for asset value (house) and loan repayment/total loan amount - should this be 100% or 50%
3 weeks ago
Hi @jimjam thanks for reaching out. You'll need to include your sole income and half of the household expenses.