on 13-04-2016 07:07 PM
So, i've hard a rather painful merchant double charge me for the same transaction - and i'm honestly not in the mood to deal with them again. So i've had to file a transaction dispute...
Which despite being 2016, is still a predominately paper-based process with BWA
Yes, you can print, scan, and send it back using Bankmail, but it's still a fustrating process.
So, let's talk about some improvements:
1) Fix the form (Form number & control BWA-BC16 300514): Mercifully, the form that is emailed out is a PDF form, with the digital fields so you can type most of everything in on your computer.
However, the fiuelds for Phone number (Section 1), Date (Section 2, all fields of this type), and Date (Section 4) are all coloured grey, and can't be changed by the user.
This means that when you go to fill in the form using OS X Preview, any text you type in also appears in grey. Which means when you go to print it (or upload digitally as you're a smartypants with digital signature), the contents of these boxes can't be read. So if you've printed it to sign and scan it, you have to hand-write the information onto the form, which looks a little messy.
So, any quick fixes to this form to make it easier to fill in without having to re-write information would be appreciated.
2) Improve the method for disputing transactions: Or shorter - please consign the paper form for this type of action to the scrapheap of history.
In this day and age, when there's online banking, it should be easy to have a form which prompts you for the transaction information, asks you why, and electronically signs the request for you (as you're logged into BOB with your BWA credentials, so you know who the user is expected to be).
This has the bonus of injecting the task into the relevant BWA system, without having to double-enter and manually key information, making the life for those handling disputed transactions easier and more efficient.
Citibank US (https://online.citi.com/US/JRS/helpcenter/getHelpContent.do?dispFormat=main&contentId=DisputeCreditC... is the best example for this, where their online platform does exactly that - either via a web browser, or using mobile banking. Once you have the transaction list displayed, a couple of taps on the transaction is all that's needed to file a dispute.
Something nice for a future BOB release @PeteW
on 14-04-2016 03:52 PM
Thanks for sharing your feedback with us on this @thewinchester. We're always looking for ways we can improve our customers experience, and make banking easier.
I can understand where you're coming from, and I'll certainly make sure this is passed onto our online banking team to look into for future releases.
on 14-04-2016 03:54 PM