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keithm
keithm
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Credit card credit limit with holding funds

[ Edited ]
Posted by keithm keithm

‎19-10-2017 08:50 PM - edited ‎19-10-2017 08:59 PM

Message 1 of 4 668 Views

Hi, I am currently overseas in Boston, US and my Bankwest Credit Card has a Credit Limit of $1000.(AUS). I will be travelling to Jameca tomorrow and have been advised that the Car hire company places a $1000.(US) hold for the car hire.

I am not able to increase the Credit limit online as this function is not available.

My question is, if i transfer a $1000(aus) into the card will that in effect allow me to use my Mastercard after the $1000(US) hold is placed on it?

Regards

Keith

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DanaeC
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Re: Cre
Posted by DanaeC DanaeC

on ‎20-10-2017 09:36 AM

Message 2 of 4 661 Views

Hi @keithm, you can definitely transfer additional funds to the credit card to bring your available balance above your credit limit. This will allow you to use the card while the $1000 USD authorisation only is in place. Hope this helps!

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keithm
keithm
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Re: Cre
Posted by keithm keithm

on ‎20-10-2017 08:07 PM

Message 3 of 4 659 Views

Thank you so much for your  quick helpful response.

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DanaeC
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Re: Cre
Posted by DanaeC DanaeC

on ‎23-10-2017 09:00 AM

Message 4 of 4 644 Views

Glad I was able to help @keithm, have a lovely day!

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Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking
© 2018 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.
Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking
© 2018 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.